Unpaid bills that wake you up in the night. It’s unhealthy. Gonna drive you crazy. Gotta give up on that.
You’re not going to figure out how to pay them at four in the morning. You will need your sleep to be able to figure that out. Let go of the worry.
The thing is, it’s really not that critical. Sure, paying bills and keeping the credit up is important. Try to stay on top of it. Try to build savings to make your nights — and your days — easier, smoother. But when that doesn’t line up, it’s really just a late payment. The banks will collect their extra exorbitances. The vendors will tack on their finance charge. You might be a little embarrassed to be late on the mortgage. But it’s not your life; it’s just a bill. A bill you can pay now, or pay late(r).
Your life, you have to get on with, now and later. So make a note of the bill; then put it aside and get on with your life.